The Future is Unpredictable – But You Don’t Have to Fall Prey to Outliving Your Money.
When it comes to planning your retirement wisely, there are no “get rich quick” schemes. But …
That doesn’t mean you can’t build a solid financial plan for you and your family – one that ensures you won’t outlive your retirement funds. And you can begin as soon as today.
Financial Security and Retirement Planning
Retirement is a huge concern for many Americans today. You don’t need a Social Security calculator to recognize the challenges we all face when aiming for a healthy income at a desirable retirement age.
The ever-increasing cost of living, paired with diminishing pension packages, higher insurance expenses and weaker employee benefits all add up. The results? More financial constraint and less long-term security.
Together these challenges, along with the many more investment choices (without enough guidance!) we have today, makes growing and then protecting your assets more difficult than ever before.
Your Longer and More Vital Life
Add to this the far longer and more vital lives we are living in our 60s, 70s and beyond, and you’ve got a formula that’s causing great distress for tens of thousands of Americans who neglected to plan in advance.
In short, being sure you don’t outlive your money is not nearly as easy – or as straight forward – as it once was. The unfortunate fact is that we can no longer rely on pensions or other financial instruments to support us in our post-work years.
Can You Relate to One of the Following Scenarios?
It’s a sad fact that, while it’s possible for nearly every single American to retire securely, very few ever will.
- Scenario #1 – In your early career years your biggest investments were right in front of you: house, bills, kids … Financial planning for your retirement was the last thing on your mind! But now that the time draws near, you realize you may not have enough to live on unless you save more than you make
- Scenario #2 – You’ve been a great saver throughout your adult years, but despite your discipline and best efforts, the amount you’ve managed to accumulate for retirement still doesn’t add up to nearly what you’ll need!
- Scenario #3 – Financial planning, investments and the stock market seem really complicated. You’ve never studied these things, and since you don’t think you have enough to make a difference anyway, why bother to hire an expert?
Avoiding These Mistakes Can Change Your Future
If any of these sound like you, then you’ll definitely benefit from my complimentary, Special Report. It’s called: “Will You Ever Be Able to Retire?” and while the name sounds a bit disheartening, I can assure you that by avoiding this question, you’ll be doing yourself and your family more harm than good.
Will You Ever Be Able to Retire?
3 Hidden Mistakes You Must Avoid If You Ever Want to Retire Comfortably … and What You Can Do Right Now To Prevent Them
The Report contains valuable information to help you understand the 3 mistakes you MUST avoid if you ever want to retire, and what you can do right now to make wise financial choices for your future.
So if you’re ready to make a different choice about how to prepare for your post-work years, this complimentary, Special Report is for you. Simply fill in your name and working email address in the box at the top of this page for instant access.
The 90% Who Are Still Struggling at 65
Hope is not an investment strategy. Just ask one of the 90% of Americans over 65.
The shocking truth is that only 5% of the population will retire securely at 65 years old. Another 5% will have passed away, leaving a whopping 90% either still working or retired and living with continual financial insecurity!
Here’s what we know: By the age 65 …
- 54% of people are broke. They may have worked their entire lives, but have still not planned for anything for their retirement.
- 36% of people are still working.
- 5% of people don’t live to the age of 65.
- 4% of people are financial secure.
- 1% of people have accumulated wealth beyond their needs.
This simple graph illustrates just how much financial hot water most retirement age adults find themselves in:
Don’t Count on Social Security Benefits or 401K Savings Alone
The future is unpredictable. How markets will turn, economies will rise and fall – along with your own personal health and life circumstances – can’t be revealed through a proverbial crystal ball. So while none of us can ensure specific outcomes, there are definite ways you can reduce your risk in a climate of unpredictability.
As you prepare for retirement, you’ll want to be sure you can both protect and enhance that part of your savings you simply cannot afford to lose. This is why it is essential to avoid the most common mistakes that those in the 90th percentile have fallen prey to …
These hidden mistakes are causing millions to suffer when they should be enjoying their “golden years.”
William Cantrell is a financial advisor and financial coach with over thirty years in the financial services industry. A Graduate of Purdue University, Bill specializes in providing a full range of tailored, planning and coaching financial services. He is a CFP® (Certified Financial Planner), and one of the select few nationwide PFS (Personal Financial Specialists), positioning him to provide clients with a complete and well-rounded financial planning program.
Secure Your Future
Grab your complimentary copy of Will You Ever Be Able to Retire? today, so you can be sure to avoid the 3 most common financial planning mistakes, and grow and protect your retirement finances.
Simply fill in your name and working email address for instant access.