Monitor From Day 1 Occasionally I will meet someone who is distraught over their situation and admits they have done little to keep track of what their advisors have done over the last several years. Not good for them or their advisors. Trust but verify works well. Rarely if ever do I take action on …
What Do You Protect? Living in Balance means being able to enjoy today and still taking steps now to be able to enjoy your future. Enjoying today comes from some basics. Having something to do, being loved, and having someone to love are paramount. Also high on the list is feeling secure. How can you …
Begin With the End in Mind Personal financial success comes from making appropriate decisions in several areas of finance. Over the next several blogs I’ll share the tips I give my clients to help them make those decisions. The first tip is tried and true — Begin With the End in Mind. We have to …
FINANCIAL PLANNING TIP #1– START AT THE BEGINNING Read More »
Live For Today, Plan For Tomorrow Some people think you can’t enjoy life today if your focus is on doing things that prepare you for an enjoyable future. I actually think just the opposite. Regardless which side of that issue you are on, I have 5 tips for you that I believe will enhance your …
5 TIPS I GIVE MY CLIENTS IN PLANNING THEIR FINANCIAL FUTURE Read More »
Living A Life In Balance I’m a planner by nature and by profession. I feel planning your future will always trump just showing up each day and seeing what happens.Thus much of my waking hours are spent thinking about how decisions made today will (or may) affect someone’s future. Unfortunately there are many who get …
Time in, not timing Our most significant accumulation goals – saving for retirement, a new home, an educational fund – take time to accomplish. The old adage is,”time in the market, not timing the market.” Invest a small amount consistently and let the “miracle” of compound interest work in your favor. Even if you set up a regular …
This is something we all will experience and probably have faced within our inner circle of family and friends. My father died at 56; my mother at 78. Grandparents, parents of close friends, sports heroes from my boyhood, clients – I’ve experienced all of these. How do we prepare and survive these deaths? And what are the most difficult …
Death and Dying – Facing the Financial Issues Around Death Read More »
One of the biggest challenges we face as advisors is helping people understand how they can live a life of enjoyment without running out of money. There are several reasons for this: People are living longer – the amount of time you can expect to be retired is now easily 30 years or more Pension …
Should You React or Wait? The election is over and the stock market has resounded with a 400 point drop. Not really surprising. In general the market tends to like lower taxes, a more free business environment and less regulation Thus after the Obama win was assured the market frowned. I think it is probably a temporary …